Dear Sherry: I'm purchasing a new condo and I'm really having a hard time comparing the different good faith estimates that I've received from various lenders. Why isn't there an identical form every lender fills out with charges, similar to tax paperwork? Signed: Confused and Frustrated. Dear Confused and Frustrated: It's true, it can be confusing. But every potential charge you see on those estimates has a number assigned to the charge. That's how these estimates are put together. However [...]
Dear Sherry: My boyfriend and I want to purchase a condo in Orlando. The problem is that we both ran up credit cards when we were younger, and we have been late on our car payments a couple of times. I know our credit isn't the greatest, but we have paid our bills on time recently. Do you think we will we be able to get a loan for 100%? Condo Hunter. Condo Hunter: It sounds like you may have heard the hype in the media recently that 100% financing will only be available for perfect credit as [...]
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