So I speak with buyers on a daily basis, and the vast majority wants to know how the so called "Credit Crunch" will affect them when it comes to buying a home. Have underwriting guidelines gotten tougher, is there really any money available for buyers with less than perfect credit, or heck what if I have no credit established? Alas, here is some information that you may find helpful. Most major lenders pull a tri merge credit report for a borrower. A representative credit score is a [...]

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