The wealthy pay cash for their homes. The rest of us need a mortgage!
The home buying process begins with the loan application. You should find out if you will qualify for a mortgage, and how much it will be before you ask your Realtor to start driving you around town. The truth is, without this information in your pocket, you're not taking yourself very seriously. And if you don't take yourself seriously, chances are, your Realtor won't take you very seriously either. Would you drive a potential buyer around for days looking for a house - without even knowing if they had the means to buy one? We’re not trying to be difficult - but nor would we. With today's lending crisis, telling your Realtor "Don't worry about it, it won't be a problem" just won't cut it.
Getting "pre-approved" for a loan through a bank (or other lending institution) has to be the first step in the process. After you speak with a loan officer, you'll know how much home you can afford, and how much your monthly payments would be based on the purchase price.
It's quick and painless - and it's FREE. So take that first step now and contact a lending professional!
Contact us with your name and phone number and we'll have one of our trusted home loans agents call you right away!